Exploring the frontier: Why elevated risk offers enticing opportunities
Global markets are navigating a challenging mix of persistent conflict, energy insecurity and volatile inflation, stoking fear among investors. In frontier and smaller emerging markets, that fear weighs heavily on asset prices, often sending them well below what the underlying business fundamentals suggest.
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Your retirement, your choices: Making sense of the options
While individual goals differ when it comes to investing for retirement, the core objectives remain the same: to accumulate sufficient assets during one’s...
The in-between years: investing for retirement as careers and lives grow
As careers progress and lives take shape, investing for retirement can feel easy to defer. This in‑between phase – typically your 30s and 40s, when you are n...
Two laws, one obligation: Safeguarding retirement fund contributions
Paying over retirement fund contributions is a core obligation for any employer who offers a retirement fund arrangement. Recent regulatory changes mean that...
Non‑financial actions that materially improve retirement outcomes
Employee benefits consultants play a critical role in shaping outcomes for retirement fund members. Siyasanga Mlozana explores how they influence contributio...
Taxation of retirement lump sums and living annuity income for non-residents
Investors who emigrate are often surprised by the complexity involved in accessing their existing retirement investments after they have ceased to be South...
Global talent, local rules: Foreign national members and South African retirement funds
Employing foreign nationals is a common and legally recognised practice in South Africa. Nevertheless, recurring questions arise about retirement fund...
The shifting role of retirement fund advisers in South Africa
South Africa’s retirement industry is evolving rapidly, driven by legislative reform, shifting member expectations and increasing regulatory scrutiny. Chris...